If there was one thing that I could insist schools teach students when it comes to financial concepts, it would be about cash flow. Poor cash flow is the single biggest reason small businesses fail and why people do not achieve financial freedom. Therefore, is there was one single area and strategy that you should […]
READ MOREHow to select the right Financial Adviser for you
In previous articles, we looked at how to select your Financial Freedom Dream team. Knowing who needs to be on your Financial Freedom Dream team is one thing, selecting the best team is another task all together. What should you look for? How do you go about selecting the right trusted adviser to help you? […]
READ MOREHow much Life Insurance do you need?
Ok, so I am going to go out and say that you don’t wake up in the morning and ask yourself this question…. But right now, you have a Life Insurance policy somewhere. Problem is, how do you know how much cover you need? You might have some life insurance in your Superannuation fund, but […]
READ MOREAre you paying for worthless Life Insurance
Are you paying for worthless Life Insurance? You have made the decision to protect yourself and ensure your family and business is covered if you became injured, ill or worse. But where do you turn to? Problem is, there is so much misinformation in media and on our TV screens about Life Insurance that it […]
READ MOREDo you need to ‘Get Insured’
As Australian’s we don’t want to spend our time thinking about what would happen to us if we were injured or ill. Or worse. And we certainly don’t want to think about the impact it would have on our family and our business partners. The financial impacts of these events are huge. Unfortunately, not considering […]
READ MOREA goal without a plan is just a dream
When was the last time someone asked you the question, ‘when you were young, what did you want to be when you grew up?’ It’s not something that we get asked a lot, but I always find it fascinating to hear people answer this question. For me, I wanted to be an airline pilot. The […]
READ MOREHow much money do you need to create Financial Freedom?
Creating Financial Freedom using your business is a tough assignment. There are constant obstacles along the way. However, by starting with the end in mind, knowing what the end looks like, and taking small steps every day towards it, the goal becomes achievable. You create a plan. Before we get into the numbers you need […]
READ MOREWhat you need to know right now about Financial Planning
Right now in 2018, the Financial Planning Industry and the perception of Financial Planning itself is in a terrible way. Over the last 15 years in the industry, I have seen terrible stories written of bad Financial Planning advice, clients who have been left worse off from Financial Planning and Financial Planners themselves struggling to […]
READ MOREWhat can you invest in as a Small Business Owner?
The Oxford Dictionary describes financial freedom as the point at which your assets (share, cash, real estate, business profit etc) produce enough income to cover your baseline expenses. In simple terms, I describe financial freedom as when your money is working for you, it’s not you working for money. It’s when the financial assets you […]
READ MOREWhat they didn’t teach you in school
Some days I remember high school like it was yesterday – hanging out with friends every day, playing sport after school and on weekends and the occasional assignment and test. I wasn’t very good at school so the academic stuff came last. There’s one thing that I certainly can’t remember from school, and that’s personal […]
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